San Diego Homeowner Insurance Lawyer

 

San Diego Home Insurance Attorney Services

Homeowners insurance provides financial protection against disasters such as fires, floods, earthquakes, mudslides, burglary etc. A standard Home insurance policy insures the house and the assets inside the house. Most homeowner insurance policies are packaged deals. They provide damage coverage to your house and protect you from liability that can arise from injuries and damage to property caused by you and your family member.

Home Insurance polices also cover damage or liability caused by your dog, cat, or any other family pets. Homeowner insurance policies generally do not cover maintenance related problems. There are different types of coverage available through home owners insurance. It is important to know what is covered under your home insurance policy and what is excluded. It is important to read and understand your home insurance policy in order to ensure that you have the right amount of protection in case of a disaster.

Make sure your Homeowners Insurance covers you in case of a disaster.

Most homeowners fail to read and fully understand their homeowners insurance policy. They rely on the information provided by their insurance company. Dealing with home insurance companies could be a daunting task if you are not aware of the full extent of your coverage. The adjuster working for the Insurance Company will try everything to deny or reduce your claim. Hundred of homeowners insurance claims are denied everyday in California. The lack of knowledge and understanding of the legal process is a major cause of denial. Insurance companies will try to deliberately deny your claim through deceptive and illegal practices. That is why home owners are shocked to find out that they don’t have coverage when there is a fire, flood, or an earthquake.

You Need the Help of an Expert Homeowners insurance Attorney

When a disaster strikes, insurance companies will send inspectors in order to assess the damage and prepare a report to determine the cause of the damage. A lot of times these inspectors are encouraged to conclude that the cause of the damage was not covered by the homeowners insurance policy. What is even more frustrating is that insurance companies will use scare and delaying tactics to force their own mediocre quality repair crews and contractors. Such tactics make it difficult for homeowners to recover what they deserve and need to get their life back on track. If you or someone you know has been wrongfully denied coverage by a dishonest Insurance Company, call a San Diego Homeowners Insurance Attorney at the Grey Law Group and let us help you win your claim.

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(619) 543-9300